Home contents insurance

How to apply for, make a claim or make changes to a home contents insurance policy.

Protect your belongings with contents insurance

You never expect things to go wrong at home but it could happen. It’s worth asking yourself if you’d need help with the cost of putting things right after a kitchen fire, washing machine flood, or a break in.

Tenants contents insurance financially protects the contents in your home, garage or shed – such as your clothes, TV, furniture, gadgets, and garden tools. If your belongings are stolen or damaged by vandalism, water leaks, flooding, storms, or fire, you could claim on your insurance with no excess to pay. If you’re covered, you don’t have to find the cash to put things right.

We’ve worked with our insurance provider, RSA, to make sure the cover, price, and service could be suited to your needs.

What you need to know about RSA’s tenants contents insurance

  • Tenants contents insurance financially protects the contents in your home, garage, and shed.
  • Cover includes improvements you make to your home, such as new laminate flooring or a fitted kitchen.
  • Prices start from as little as 45p per week, £1.47 per month, or £15.65 a year* for contents insurance.
*Prices shown are for £4,000 of contents insurance cover, based on postcode area and include a transaction fee. They exclude accidental damage and optional covers. The price you pay will depend on your individual circumstances, postcode and cover chosen. RSA price data June 2023.
  • You can pay weekly, fortnightly, monthly, or annually – whatever suits you best.
  • No nasty surprises – no excess on claims and no fees for changing your details or cancelling your policy.
  • You don’t have to have special door or window locks – as long as your external doors lock, it’s fine.
  • You can upgrade your cover to protect your home’s contents against accidental damage.
  • You have the option to protect your belongings whilst away from your home, and if you have them, you can also cover your bicycles, hearing aids, and wheelchair/ mobility scooter(s) whilst away from your home.
  • More than 25,000 tenants have already chosen RSA’s tenants contents insurance**, so they understand what you need from them.
**Number of customers with an active tenants contents insurance policy – April 2023.
  • RSA will be there for you, if you ever need to make a claim and will put things right as quickly as they can.
  • In the last three years, RSA has paid more than 3,700 claims with a value of £2.5 million***.
***RSA claims data January 2020 – Dec 2022.

Policy contract and terms

This is a monthly policy, so you’re only committing to a contract each month when you pay for it to renew. Your price and cover will stay the same each month, unless you want to change it.

On a set date each year there is a review of your policy terms, conditions and price, which may mean they will change. RSA will send you everything you need to know about this. So you can decide if you want to continue with the policy or not.

Your policy information

For tenants contents insurance policies purchased or renewed:

On or after 1 January 2025

Before 1 January 2025

Please refer to the policy documents sent to you in the post.

Find out more and apply

If tenants contents insurance sounds like a good idea, you can find out more and apply today through the RSA website.

Call 0345 671 8172 if you need new copies, have any questions or would like to apply by phone.